Understanding Flood Risks,
From 2003 to 2012, total flood insurance claims average nearly 4 billion dollars. In the past 5 years all 50 states experienced floods or flash floods. Learn how to prepare.
Know the Dangers
Hazard
On average, more deaths occur due to flooding each year than from any other severe weather related hazard.
Vehicles
Nearly half of all flood fatalities occur in vehicles.
High-Risk
Those living outside of mapped "high-risk" flood areas file nearly 25% of all flood insurance claims and receive 1/3rd of Federal Disaster Assistance aid.
Landscape Changes
An area's risk of flood can change over time due to new construction, changes in levee classification, or other environmental factors.
Ways to be flood ready
Be prepared
Ensure you always have an emergency evacuation kit prepared, anticipate the need to evacuate promptly, maintain a household inventory containing duplicates of essential documents, and establish a plan outlining your destination and arrangements for your pets during emergencies.
Take action
Promptly evacuate upon receiving advisories to do so. Additionally, it's important to note that typical homeowners' insurance policies do not include coverage for flood-related damages. Therefore, it's advisable to explore the option of acquiring flood insurance.
FAQ
What is a levee?
A levee is a man-made structure designed and constructed in accordance with sound engineering practices to contain, control, or divert the flow of water so as to provide protection from flooding for flows up to a certain amount.
What is "Residual Risk?"
Continued flood management improvements can't eliminate all risks in flood-prone areas. Levee systems offer protection, but residual risk remains from potential floods exceeding design or system failures due to various factors.
Main flood causes?
Heavy or prolonged rainfall, rapid melting of snow or ice, ice jams in rivers, storm surges from tropical cyclones, and dam or levee failures are some common causes of floods.
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